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Golden Rule Insurance company, a UnitedHealthcare Company, offers health insurance products to individuals and families in Maryland.

Products available

Provider Information

Maryland-specific coverage provisions

Brochures and forms

Continuity product information

FACT Membership

Ratings and reviews

News

This fact sheet is meant to be used in conjunction with the assistance of an enrollment agent. Please call or email for more information.

UnitedHealthOne fact sheet in Maryland

Products available

The following products are currently available in Maryland:

  • individual health insurance
  • dental insurance
  • vision insurance
  • continuity coverage
  • FACT membership
  • small business benefit plans

Click on the quote link above for more information on each product.

Provider Information

Find a UnitedHealthcare participating network provider hospital, doctor, dentist or other specialist located near you.

Become a participating provider

Maryland-specific coverage provisions

Maryland insurance law includes the following provisions that affect individual health insurance:

  • The limited exclusion for AIDS does not apply.
  • A "preexisting condition" means an injury or illness for which medical advice, diagnosis, care or treatment was recommended or received within the 12 months immediately preceding the applicable effective date the covered person became insured under the policy/certificate.
  • Waiver of preexisting conditions limitation: The preexisting condition limitation shall not apply to a newborn child covered under creditable coverage within 30 days of birth providing there has been no subsequent lapse of coverage of 63 days or greater.
  • Covered persons with prior health coverage (creditable) may have the preexisting condition waiting period of this plan reduced. The creditable coverage must be in force within 63 days prior to the effective date of the new health plan. The 12-month preexisting condition waiting period will be reduced by the same number of months that prior creditable coverage was continuously in force. No lapse in prior coverage can be greater than 63 days.
  • Find more information on the state insurance department Website

Videos

UnitedHealthcare Copay Select video
UnitedHealthcare Health Savings Account video
UnitedHealthcare Plan 100 video
Dental Insurance

Brochures and forms

The following forms are available by email from OnlineNavigator in PDF format:

  • Printable Dental Application
  • Printable Health App
  • Printable Short Term App
  • Dental Brochure
  • Health Plans Brochure
  • EFT Authorization
  • FACT Marketing Folder
  • Comparison of FACT Benefits
  • Authorization for Disclosure of Personal Information (General)
  • Qualified Medical Expenses
  • HSA Problem Solved Brochure
  • List Bill Set Up Worksheet
  • List Bill Packet
  • ERISA Safe Harbor Rule Requirements
  • List Bill Employer Payor Agreement
  • Employer Payor for Multiple Applicants Packet
  • Employer Payor for Multiple Applicants Agreement
  • Prescription Drug List (4 Tier)
  • Prescription Drug List (Discount Card and Preferred Price Card)
  • Network Availability Listing
  • Heart Murmur Inquiry

Continuity Product information

Brochure

Rates

Application

FACT Membership

Brochure and enrollment packet

Ratings and reviews

See UnitedHealthcare's National Committee on Quality Assurance report card for Maryland

News

As of June 16, 2011, Golden Rule Insurance will no longer offer Short Term Medical plans to new customers in Maryland. This change does not affect existing customers in the state who have Golden Rule's Short Term Medical coverage. Regular renewable individual major medical insurance continues to be available in Maryland. Comparable alternative short term medical insurance products are available from Celtic Insurance Company and Standard Security Life Insurance. See the Maryland insurance listings at Freedom Benefits for more information on other options.

 

OnlineNavigator and OnlineAdviser are trademarks of Freedom Benefits, P.O. Box 333, Newport NJ 08345, (800) 609-0683. UHCenrollment.com service is provided by Tony Novak, CPA, MBA, MT, who is not an employee, agent or producer for UnitedHealthcare companies. Other company names, products or trademarks are not affiliated with OnlineNavigator, OnlineAdviser or Freedom Benefits. The opinions expressed are those of the author and do not express the views of any other company. Content on this Web site is not meant as an offer to sell insurance or any other financial product. This is an independent service not affiliated with any government agency or state-run health insurance exchange.

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