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Golden Rule Insurance company, a UnitedHealthcare Company, offers health insurance products to individuals and families in Michigan.

Products available

Provider Information

Michigan-specific coverage provisions

Brochures and forms

Continuity product information

FACT Membership

Ratings and reviews

News

This fact sheet is meant to be used in conjunction with the assistance of an enrollment agent. Please call or email for more information.

UnitedHealthOne fact sheet in Michigan

Products available

The following products are currently available in Michigan:

  • individual health insurance
  • dental insurance
  • vision insurance
  • continuity coverage
  • FACT membership
  • small business benefit plans
  • short term medical insurance
  • NEW! critical illness insurance

 

Click on the quote link above for more information on each product (except critical illness insurance).

Provider Information

Find a UnitedHealthcare participating network provider hospital, doctor, dentist or other specialist located near you.

Become a participating provider

Michigan-specific coverage provisions

Michigan insurance law includes the following provisions that affect individual health insurance:

  • The reference to 24 months in the definition of a preexisting condition is changed to 6 months.
  • Provider Network Continuity of Treatment: If your provider leaves the network while you are receiving treatment for an "injury or illness", your first subsequent visit win be covered as if your provider were still in the network, and we will notify you that the provider is no longer a network provider so that you may choose a new network provider.
  • Grievance Procedure Information Phone Number: (8OO) 657-8205. Upon request, we will provide you with the telephone number for the Michigan Department of Consumer and Industry Services.
  • Expenses incurred for diagnosis and treatment of pain are covered expenses the same as any other illness or injury.
  • Find more information on the state insurance department Website

Videos

UnitedHealthcare Copay Select video
UnitedHealthcare Health Savings Account video
UnitedHealthcare Plan 100 video
Dental Insurance
Short Term Medical Insurance Plus
Short Term Medical Insurance Value

Brochures and forms

The following forms are available by email from OnlineNavigator in PDF format:

  • Critical illness insurance brochure
  • Critical illness insurance application
  • Printable Dental Application
  • Printable Health App
  • Printable Short Term App
  • Dental Brochure
  • Health Plans Brochure
  • Short Term Brochure
  • EFT Authorization
  • FACT Marketing Folder
  • Comparison of FACT Benefits
  • Authorization for Disclosure of Personal Information (General)
  • Qualified Medical Expenses
  • HSA Problem Solved Brochure
  • List Bill Set Up Worksheet
  • List Bill Packet
  • ERISA Safe Harbor Rule Requirements
  • List Bill Employer Payor Agreement
  • Employer Payor for Multiple Applicants Packet
  • Employer Payor for Multiple Applicants Agreement
  • Prescription Drug List (4 Tier)
  • Prescription Drug List (Discount Card and Preferred Price Card)
  • Network Availability Listing
  • Heart Murmur Inquiry
  • Short Term Application and Payment Information

Continuity Product information

Brochure

Rates

Application

FACT Membership

Brochure and enrollment packet

Ratings and reviews

See UnitedHealthcare's National Committee on Quality Assurance report card for Michigan

News

July 1, 2011 - Unitedhealthcare critical illness insurance is now available to residents of Arizona. This important supplemental coverage provides a financial cushion for the devastating impact of a major heart attack, stroke, life-threatening cancer or other catastrophic medical events. This insurance can be elected in coverage amounts from $10,000 to $50,000 on a voluntary individual or group basis.

OnlineNavigator and OnlineAdviser are trademarks of Freedom Benefits, P.O. Box 333, Newport NJ 08345, (800) 609-0683. UHCenrollment.com service is provided by Tony Novak, CPA, MBA, MT, who is not an employee, agent or producer for UnitedHealthcare companies. Other company names, products or trademarks are not affiliated with OnlineNavigator, OnlineAdviser or Freedom Benefits. The opinions expressed are those of the author and do not express the views of any other company. Content on this Web site is not meant as an offer to sell insurance or any other financial product. This is an independent service not affiliated with any government agency or state-run health insurance exchange.

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